Knowing how to identify a good jewelry appraiser can make all the difference. You start the appraisal process on the right foot, saving you trouble down the line. Perhaps the biggest advantage of finding a jewelry appraiser who isn’t just trustworthy and credible but also client-centered is that it gives you the confidence that your needs are being prioritized. It can be a challenge to entrust valuable jewelry collections and the monetary value attached to them to a stranger, thus making it important to seek out the right appraiser for you.
Finding a good jewelry appraiser can be a personal process, however, there is a general checklist of appraiser qualities everyone needs to go through before settling for one. Read on to understand each item on this list to know what to look out for.
Credentials and certifications
The most basic thing to look for in a good jewelry appraiser is proof of their credibility. If they don’t already provide these details from the get-go, request certificates showing where they studied and completed apprenticeships. Feel free to research the institutions and companies they’ve worked with.
The following are organizations and institutions for accredited and certified appraisers.
- National Association of Jewelry Appraisers (NAJA) (International)
- Appraisers International Society (AIS) (International)
- The Association of Independent Jewellery Valuers (International)
- American Society of Appraisers (International)
- American Gem Society (US and Canada)
- Appraisers Association of America, Inc. (US)
- Canadian Gemmological Association (Canada)
- Canadian Jewellers Association (Canada)
- International Society of Appraisers (US and Canada)
- The Jewelry Judge Network (U.S. and Canada)
- Accredited Gemologists Association (AGA) (US)
Membership status
A good jewelry appraiser will likely be a member of an official association. While not exactly a requirement, it does add to their legitimacy. Some clients may even choose to get in touch with the organizations appraisers are members of to perform background checks, speak with references, and verify records. It’s one way to put your mind at ease. After all, appraisers will be handling jewelry worth large amounts of money so it’s only right for you to feel comfortable about who you choose.
Continued training
To expand on the first point, you might also want to find out if an appraiser has received additional training after their formal education. This could be what separates an acceptable jewelry appraiser from a good one. Additional training indicates that they keep up with the latest appraising techniques and are updated on market trends—ingredients to being able to value pieces properly. This also shows that they’ve been in the industry for longer, and are likely more experienced than rookies who lack specialized knowledge.
Insurance coverage
It’s one thing to get insurance for your jewelry on your own, however, it’s also good to consider asking if your appraiser has their own insurance for when your jewelry is in their possession. Considering that it can take anywhere from a few days to a couple of weeks to appraise jewelry (or longer, if you’re sending a whole collection with many pieces), there is always a risk of damage or loss. A good jewelry appraiser will have insurance in place for situations just like this.
Ethical considerations
A good jewelry appraiser will strictly adhere to ethical standards and laws guiding their practice. You don’t need to be an expert on the topic before you set your appraisal appointment, but here are some things to watch out for:
- The appraiser should not be employed by or affiliated with the seller of jewelry. This could create a conflict of interest.
- They shouldn’t charge you a percentage of the appraised value. Rates are either skill-based, hourly, or a flat rate.
- Observe how they conduct discussions with you. Are they able to maintain client confidentiality? Are they transparent with their methods and experience? Do they allow you to ask questions and make suggestions, or do they impose their views?
Report writing skills
At the end of the appraisal process, it’s standard to receive a report. Alternatively, you can ask for one if it is not originally included in your service package. A report that’s prepared by a good jewelry appraiser is comprehensive, direct to the point, and easily understood even by non-experts. It should provide details such as the appraiser’s professional profile, the purpose of appraisal, jewelry details (e.g.: age/rarity, provenance/history, notable markings, craftsmanship and design, and so forth), and high-quality photographs—all of which will support the appraised value also indicated in the report.
With this beginner’s guide to finding a jewelry appraiser, we hope to help more jewelry owners find the help they need to value their beloved collections.
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Willyn Villarica is a GIA-certified gemologist and NAJA-recognized Filipino appraiser, who specializes in accurate valuations. With her expertise, you can make informed decisions and safeguard your investments.
Send your inquiries to willynvillarica@willynvillaricajewelry.com or through Facebook (Willyn Villarica Jewelry) or Instagram (@willynvillarica_jewelry)